Understanding what is XIRR in mutual funds is the key to solving a common investor mystery: why your fund's factsheet shows a 15% return while your personal dashboard shows only 9%. You are not being misled. You are simply using the wrong yardstick for your SIPs. While CAGR works for one-time lump-sum investments, XIRR is […]
8th June 2026 STOCK MARKET HIGHLIGHTS Stock market today extended its losing streak on June 8, as escalating tensions in West Asia, rising crude oil prices, weak global cues and continued foreign fund outflows weighed heavily on investor sentiment. The market opened sharply lower, tracking weakness in global equities, with the Nifty slipping below the […]
When the Reserve Bank of India wants to slow down inflation or push the economy to grow faster, the first tool it reaches for is the repo rate. Every MPC meeting, every rate cut or hike, all of it circles back to this one rate. And yet, most people who follow this news every two […]
Imagine you lent your neighbour ₹10,000. He never paid it back. Your wallet is now empty, your EMI date is crawling near, and rent is knocking on the door. The problem is not that you spent carelessly. You are in financial difficulty because someone else's problem became yours because of a bad loan. That, in […]
Do you know what are High book value low PE stocks? Most investors hunt for cheap stocks. Very few hunt for the right kind of cheap. There is a difference. A stock can be cheap because it is broken. Or it can be cheap because the market has simply stopped paying attention. The first kind […]
If you have ever typed "what is PSU fund" into a search bar, you already have the right instinct. There is a mutual fund in India that does something simple and powerful: it lets you invest in companies the government itself will not allow to fail. Think about that for a moment. Every time the […]
Retirement is not the end of financial life. It is the beginning of a smarter one. Finding the best investment for senior citizens in India has never been more important or more rewarding. After decades of building savings, paying EMIs, and planning for the future, the golden years deserve something better than a fixed deposit. […]
Every few months, a first-time investor discovers ETFs, compares them with mutual funds, and immediately starts ETFs vs. Mutual Funds debate inside and out, wondering the same thing; Have I been investing the wrong way this whole time? Should I have chosen ETFs instead of mutual funds? Are mutual fund expense ratios quietly reducing my […]
When weighing ETFs Vs Index Funds for a passive portfolio, most investors have already done their homework. You understand the core of passive investing: the goal is to mirror a benchmark like the Nifty 50 or Sensex while minimizing tracking error. But now you've reached a structural fork in the road. The debate over ETFs versus Index Funds isn't about what you buy since both vehicles track […]
Every PSU stock screener in 2026 starts looking the same after a while. The big names have already been re-rated. Coal India at 2.47x book value. NMDC at 2.42x. BHEL at 5.14x. HAL at 8.27x. Most PSU stocks are no longer cheap on a balance-sheet basis, which is exactly why PSU penny stocks and high […]
